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Court date for medical bills???


17 replies to this topic

#1
GRITS

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Has anyone ever heard of such a thing??? I know I hadn't till now....WTF!!! What happened to shit just going on your already screwed up credit???

This dude comes to my door with a summons for court. I just woke up so I wasnt thinking clearly shoulda asked for a card Oh Well....

It's a Civil Summons for the local hospital here (which is shit) for the amount of 2,612.70.... (I owe over 15,000 to a hospital in MN, and a pretty penny in FL they aint hounding me).

It's got: Under Tennessee law provides a $4,000 personal property exemption from execution or seizure to satisfy a judgment.. (I can list my truck on that right??)

Other than that I dont have shit.

I have not worked in over a year and a half since I was injured at work and fired a week later. And I still have problems with my back. (CNA + Nursing home = fucked back)

So the only income is my husbands SSDI, we on a fixed income.

I could see it if it was a bounced check, but unpaid medical bills???

Any advice?

Edited by GRITS, 14 July 2010 - 07:23 PM.


#2
GRITS

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#3
jeyrapboy

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When you go to court explain that most of those occured while you was unemplyed from being injured. There is not much that they can do unless the judge is a dick and orders you to pay it within a certin amount of time or face jail, but like you said WTF is going on these days.

#4
GRITS

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They could have wrote that off with their taxes, gotten their money and hounded me with bill collectors. Hell I owe the bank in town 500 from 2 yrs ago, I would expect them to take me to court but they haven't.

But a HOSPITAL....IDGI

#5
slugdub

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Well I don't know about medical debt but I know about suing debtors. I've sent many to court or at least arbitration.

It usually doesn't come out of the blue. Legally I can say anything that will actually happen to them on the phone so would try that first and then a letter saying the same thing. You can't just tell someone "i'm going to sue you" and not mean it, is what I'm saying.. so you do tell them if you can.

You must have let this go quite a bit while ignoring it. Did you not believe they would follow through? I'm just curious.
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#6
GRITS

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Well I don't know about medical debt but I know about suing debtors. I've sent many to court or at least arbitration.

It usually doesn't come out of the blue. Legally I can say anything that will actually happen to them on the phone so would try that first and then a letter saying the same thing. You can't just tell someone "i'm going to sue you" and not mean it, is what I'm saying.. so you do tell them if you can.

You must have let this go quite a bit while ignoring it. Did you not believe they would follow through? I'm just curious.




Oh I had a bill collector call over a year ago and tell that they were going to issue a warrant for my arrest. As far as the hospital themselves call me and say anything of the sort no.



#7
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Oh I had a bill collector call over a year ago and tell that they were going to issue a warrant for my arrest. As far as the hospital themselves call me and say anything of the sort no.



Well then you should have recorded that guy and got a fat settlement from them. That is law breaking because it obviously ahd nothing to do with this.

I find it odd they didn't send you a legal notice. I'm just sayin, they love sending those because people pay those.
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#8
slugdub

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So, in other words.. it isn't really as profitable to keep you in the dark and just sue you. That costs money and often doesn't pay right away.
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#9
GRITS

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It is a civil action brought by the hospital, not by a collection agency. I would get notices from the collection agency demanding payment but it was always for the same bill, not for the complete amount that I owed.

And this is the first legal action notice I have received, and it is for court. I'm contacting legal aid on Monday, theres stuff I need to find out.

The last time I went to the hospital I had a severe abscessed tooth. I had went to the dentist they gave me Rx, made an apt for the next day to get it pulled. She told me that if it was to get any worse I was to go to the ER.

Well I laid down to take a nap when I got home after taking the meds. I woke up and my face was so swollen my eye was damn near shut. my lips were 5x's their normal size, the whole right side of my face was like that.

I went to the ER, the doctor when he came in he said, " Unless you have 200 cash to pay upfront I can't help you." I left and went home. That infection could have entered my blood stream overnight went up into my brain and caused some serious shit.

And yes I told the dentist the next day and she was just as appalled as I was to that doctors actions. By law hospitals can not refuse to treat you do to the inability to pay, or no insurance. But is that at the fault of the hospital or the doctor?

#10
slugdub

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Well... don't know what to say. The statute of limitations in TN is quite long, if I recall right. Are you sure this is what it is for? I'm saying, old ass things can bite you in the ass.

Anyhow, if you don't own a home or any assets getting sued aint no big deal. As long as you don't mind changing jobs everytime they send over a write of garnishment hehe
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#11
Loudcav

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you cant get any money out of someone who dosent have any worse thing they can do to you is put you in jail but that isnt really productive

#12
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you cant get any money out of someone who dosent have any worse thing they can do to you is put you in jail but that isnt really productive



That's pretty rare. Garnishment would suck though man. Losing 25% of your paycheck and having your employer know your finances are in disarray. That would irk me plenty.

Also if you have a house or a car they can put a lien on it meaning you can't sell your collateral without paying them.
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#13
Loudcav

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That's pretty rare. Garnishment would suck though man. Losing 25% of your paycheck and having your employer know your finances are in disarray. That would irk me plenty.

Also if you have a house or a car they can put a lien on it meaning you can't sell your collateral without paying them.

they could garnish wages but if your not working theres no wages. Ive got a co worker that owes tons of money to the IRS and they garnish his wages the damn place I work still gives him the keys to the building not saying hes going to steal but why risk it

#14
VaBeachKevin

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I used to have super fucked up credit years ago and got a bunch of notices for court like that. I never went and they eventually just started garnishing my check. I had 25% of my check gone for over 3 years. It sucks but I knew it was money I owed and unless they took it like that I knew I was too fucked up to ever get off my ass and pay them. Those days are long gone for me thank goodness. You can either not go to court and they will just issue a judgement that says you are required to pay them, or you can go to court and try to work out a payment plan. There is no jail in civil matters, only criminal.
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#15
slugdub

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There is no jail in civil matters, only criminal.



Not true. If you are sued by someone and the court orders you do something and you refuse you can be jailed easily, if they so desire. You can't just refuse a judge.
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#16
GRITS

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Well... don't know what to say. The statute of limitations in TN is quite long, if I recall right. Are you sure this is what it is for? I'm saying, old ass things can bite you in the ass.

Anyhow, if you don't own a home or any assets getting sued aint no big deal. As long as you don't mind changing jobs everytime they send over a write of garnishment hehe


SOL in TN is 6 yrs and garnishment of wages is 75%. I looked that up lastnight when I was replying to you.

And yes the hospital is what its for I have the summons right in front of me.

It states:

Summon Debra XXXXXXX

To appear before the General Sessins Court of Macon County, TN on XXXXXXX

Civil action brought by ___________ Hospital for agreement due and unpaid in the amount of 2612.70 plus court costs, private process server fees, prejudgement interest and attorney's fees for which the plaintiff sues as evidenced by a sworn account here to the court shown.

The problem I have is it's just my husbands income now.(Disability) I need to contact Legal Aide cause I dont know if it will be a judgement on me, or if they drag him into it too cause we are married.

If it's just on me, then I can list my truck under the personal property exemption but that only covers up to 4,000.

Now if they do this as a household we will end up loosing some shit, tv, computers, and a truck (both have systems). I dont believe they can garnish from Disability but I dont know for sure.

I am sick of having to start over I have had to do so three damn times now, tornado, getting hurt & losing my job and selling everything of value just to get by, and apartment fire. I be damned if I'm gonna loose my shit to a hospital bill!

And I'm not going to jail over a damn bill either!!!

Edited by GRITS, 18 July 2010 - 11:55 PM.


#17
Loudcav

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well whats his is yours and whats yours is his they must be a for profit hospital or they wouldnt drag you to court

#18
slugdub

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Well they aren't going to be able to go after your husband's disability and I'm not really sure how they would take your television set. This isn't the UK where they have a bailiff show up and take everything.

The truck would be the only thing an asset scrub would probably pull up if you don't own property. 75% huh? That is a harsh toke.

You should be fine for now, I'd say. Just let it happen. Either that and show up and have all the documents you can proving you cannot pay it. They might grant leniency.

You can't be found in contempt of court and sent to jail if you don't have anything to pay with.
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