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I will say, a credit card through your own bank or credit union will have a SIGNIFICANTLY lower interest rate.

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I will say, a credit card through your own bank or credit union will have a SIGNIFICANTLY lower interest rate.

I got denied for a credit card from the VA Credit Union, and I've had an account since I born. :/

On 2/28/2013 at 2:52 PM, Chaise said:

"Now spread your butt cheeks so I can zap your asshole."

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I don't know if its just me but...... what I did was. I tried to get buy a car in my name after i paid off one (that was in my mother's name) I had no credit so I was shot down even with 7k in equity. What I did was went to my local credit union and took of a small $300 starter loan and paid it off in 6 monthly payments of $55. Once that small loan was paid out for 6 months it raised my credit score from 0 to 693. When in 3 days later and applied for a loan for a new car ($19k) nothing down just a my trade-in (worth $7k) and was approved for 14k (with TTL) nothing down.

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Didn't read all the posts so sorry if this was already mentioned but you could try a "shared secured loan" which means you could have someone with good credit put down the an amount for the loan. You're guaranteed to get approved that way even if you have no credit history. You just have to make sure you make all your payments on time or it will hurt your cosigners credit. I did this for a car loan with my credit union with no credit history and worked out great.

And the fact more than one person agrees does not make it a circle jerk, it makes it a bukkake scene and you're in the middle ;)

Chick took 3 shots of Jager, and then, pissed in my mouth..

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