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Do you have any money saved up at the moment? Say like $500 or $1,000? If you do, try getting a secured credit card from your bank. You would give them your $500 and then in return get a credit card for $500. Once they see you making monthly payments on time, they would give you youre $500 back and then increase your limit to $1,000 or whatever and you'd have a normal credit card. You would build your credit up faster this way than getting a co-signer.

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I recommend trying one of those store specific cards, and pay it off IN FULL every month. This will DRASTICALLY raise your credit score. After a while, of building it, apply for a regular credit card that you can use anywhere, and repeat the process. You might get a $300-$500 credit limit. Keep paying it off in full each month, and after 6 months or so, apply for a raise on the limit, and keep repeating it until it's as high as you want it.

On 2/28/2013 at 2:52 PM, Chaise said:

"Now spread your butt cheeks so I can zap your asshole."

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sense he posted in justins jeep thread. im gonna guess its to buy that heap. sense the loan is about the same as what he has it posted for. but praying hes a little smarter than that.

REST IN PARADISE BIG RICH (Sqmonte) never forgotten

Why do you guys ALWAYS dispute on NUMBERS?????

It's such a played out argument, so fucking annoying....

It's 12 fuckin 15's.... It's louder than you... Shut the fuck up...

/Rant

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Loan is for a vehicle. Not the jeep persay, but a vehicle in general. Grandparents have perfect credit and will co-sign for me. I think I'll go to best buy or home depot tomorrow and get a store card. I'm taking all of the advice I've been given, taking it in, doing my own research, comparing it, doing more research, and doing more research lol. But I guess in the end, I'll have to learn for myself. Thanks guys. All of the in-depth explanations are confusing, but I'll get it eventually lol. I'll let you guys know if anything happens.

under construction

I hate People with crappy primered cars rolling on hubcaps that are louder then me.

u hate c-fizzy?

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Loan is for a vehicle. Not the jeep persay, but a vehicle in general. Grandparents have perfect credit and will co-sign for me. I think I'll go to best buy or home depot tomorrow and get a store card. I'm taking all of the advice I've been given, taking it in, doing my own research, comparing it, doing more research, and doing more research lol. But I guess in the end, I'll have to learn for myself. Thanks guys. All of the in-depth explanations are confusing, but I'll get it eventually lol. I'll let you guys know if anything happens.

I work at a Best Buy and have been applying for over a year now and cant get the Store Card myself and I have above average credit. I have 1 capitol one card with high interest to get my started and also an Amazon Store card. The Best Buy one is pretty hard to get, even tho they say its super easy...

Try the Amazon store card. or try taking a look at these. http://www.creditcards.com/no-credit-history.php

That's where I went and looked and got approved from capitol one.

Edited by AgentTyler

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i got a car loan for $20k but for straight up cash i was only able to get approved for $4k. my credit score is 775. probably 800 by now

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If your patient you can easily save that $3500 you need in a matter of months just by putting away half of what you make a month.Especially if you have no other bills and get to keep all of the $900.Took me years to understand the saving for stuff I want motto. It pays off in the end though trust me.

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