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It should not effect your dads insurance. If you get added that's different.

I pay relatively little for insurance - 140/mo for comprehensive on 2 vehicles and I'm 23- and pretty good coverage at that.

Once those points go off you'll be in a better situation, try one of those classes for that.

When I was on my parents insurance my one ticket did raise their costs, hence me getting my own policy.

Edited by tejcurrent

tejcurrent

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My wife's been in 2 accidents in the last 3 years. I had to add a few k in stereo theft and full glass coverage along with a few other extras.

I have 250,000/500,000+ coverage all around with $100 deductible. It was also a bit more because I drive 30k+ miles a year. Location can be a factor too.

tejcurrent

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