well, i just got home from the bank, went there to see about a loan, and they told me that i need a co-signer, but both my parents have bad if not horrible credit, and even if i did get a co-signer my 'debt ratio' would be too high, so they likely couldnt give me the loan, maybe ill go talk to the guy who has the truck, and see if we could work something out.. if not, ill just save up some money, and maybe something better will come my way..