redbaron80 Posted February 7, 2008 Report Share Posted February 7, 2008 Got great credit, steady got and I am still having a hard time getting a loan, for the amount I want. Really want to push myself into a house with a garage and workshop area. Condo does not seem like much of an upgrade from my apartment and the mobile homes don't appreciate very much. Any ideas ? they want 20% down on a 400K house, thats 80K. I sure don't have that handy Quote Official Scores at the Dash. and YES. My Bass Boxing is louder than Burp! - 155.5 DB Drag Burp- 155.6 - IASCA Bass Boxing on music (30 seconds straight) sealed up Builds 1. The Acura Integra build = http://www.stevemead...s/page__st__6802. BLK SIN Build = http://www.stevemead...w-pics-10-6-07/ Link to comment Share on other sites More sharing options...
Team Bassick - Kimo Posted February 7, 2008 Report Share Posted February 7, 2008 I assume you know someone in the real estate business if not let me know. Quote KIMO @teambassick http://www.teambassick.com Link to comment Share on other sites More sharing options...
andym85 Posted February 7, 2008 Report Share Posted February 7, 2008 u can ususally do less of a down payment but you are going to have to pay PMI (private mortgage insurance) if you do...and im not sure how much that runs...u could google it i guess Quote i likes me some audio stuff... Link to comment Share on other sites More sharing options...
redbaron80 Posted February 7, 2008 Author Report Share Posted February 7, 2008 I assume you know someone in the real estate business if not let me know. Josh called, thanks bro Quote Official Scores at the Dash. and YES. My Bass Boxing is louder than Burp! - 155.5 DB Drag Burp- 155.6 - IASCA Bass Boxing on music (30 seconds straight) sealed up Builds 1. The Acura Integra build = http://www.stevemead...s/page__st__6802. BLK SIN Build = http://www.stevemead...w-pics-10-6-07/ Link to comment Share on other sites More sharing options...
cavi_in_kc Posted February 7, 2008 Report Share Posted February 7, 2008 A friend of mine bought a house late last year and ran into the same problem you did. What she had to do was take out two loans. One for the down payment, and one for the rest. Might be worth checking into, unless someone has helped you out already. Quote Mike Roth Link to comment Share on other sites More sharing options...
goinpro Posted February 7, 2008 Report Share Posted February 7, 2008 right now is the toughest time to try and get a loan...my parents are both in real estate. I was tlaking to a friend of theirs and he said for every 10 people trying to get a loan on a house of his he would maybe get 1-2 of those 10. Quote 2005 Nissan Altima 2.5 S HU: AVIC-D2 Fronts: ARC Audio KAR KS6006 Components AA Poly Mids/ CDT CW-19 Tweets in kicks Front Amp: Profile AP400x2 Rear Fill: None Sub: DC LVL 4 (CF Dustcap) x2 (waiting for dustcaps) AMP: RF t10001bd x2 (1400-1500 @ 1 ohm) Wire: Welding Supply/Lighting Audio 1/0 Power/Ground Zero Noise 2.0zn RCA (x2) 260 Amp Iraggi Alternator Link to comment Share on other sites More sharing options...
andym85 Posted February 7, 2008 Report Share Posted February 7, 2008 its from all the dumbass corporations making all these subprime loans and driving the credit market straight down the shitter...now qualifications for a home loan are probably a lot more strict than before so there is a less chance that somebody might default on the loan... Quote i likes me some audio stuff... Link to comment Share on other sites More sharing options...
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