Carnines

the way you use a credit card.. pay for fuel. pay it off in 3 weeks.. need to pay bills? pay with the card. once the charge post pay for it.. you need to be responsible with the card not just buy things with it

by the way.. you dont even have to use it to get high score.. rip it in half and forget about it. the credit report will only look at 0 balance and the age of the account.. creditors will see that and grant you credit

They like to see a payment history to though and various types of accounts with long payment history not just a card that's never been used.