i started off with a jewelry store card. my friends uncle worked there, so i got a discount on top of that got some jewerly here n there. then got a best buy card. then a tire discounters for some tires for my old 20's. i dont use those 3 anymore. now i have 2 general credit cards that i pay on, and had a car payment. my score is in the low to mid 700's as well now. it does take a while tho