Why would you have to pay for the loans as long as you're in college currently. If you get government loans you shouldn't have to make payments AT ALL until after you are out of college, at least in Florida,
And where do you expect the money you owe to come from...once you go for another year, or 2 more years, you'll owe twice the amount you do now. Obviously if you keep going you will dig yourself a deeper ditch..soooo idk lol
Edit: Get a loan from somewhere else. Like I said, either way you are gonna have to get the loan and pay it back, no matter when you decide to do it