C-Fizzy Posted March 19, 2012 Report Share Posted March 19, 2012 Ok so I'm 19, work full time, make about $900 a month. Still live with my parents, but I want to take out a 3-3500 dollar loan. Any suggestions on where to go? Or do you guys think I'll even qualify for a loan? Quote under construction I hate People with crappy primered cars rolling on hubcaps that are louder then me. u hate c-fizzy? Link to comment Share on other sites More sharing options... 1.3k 7.1k 16
siccostyle Posted March 19, 2012 Report Share Posted March 19, 2012 How is your credit? Some times no credit could be like having bad credit? Quote 01 2dr ExploderBuild log2 18" DC Level 6's (M3's)DC 10k5 XS d3100's, DC 390 alt100' shok ofc cable Team ShokTEAM SUB SONIC ADDICTION Link to comment Share on other sites More sharing options... 46 2k 1
C-Fizzy Posted March 19, 2012 Author Report Share Posted March 19, 2012 No credit. Think I'm gonna get one of those home depot credit cards and start it that way. Quote under construction I hate People with crappy primered cars rolling on hubcaps that are louder then me. u hate c-fizzy? Link to comment Share on other sites More sharing options... 1.3k 7.1k 16
blkgp_03 Posted March 19, 2012 Report Share Posted March 19, 2012 (edited) You may have to your parents co sign. How good is your credit how long have you worked there Those are some of the things the bank will look at while deciding on giving you a loan. Edited March 19, 2012 by blkgp_03 Quote Clip city bitch, clip clip city bitch. 10's, 12's, 15's, goin up in flames bitch. TaylorFade, on 02 Jul 2013 - 9:38 PM, said: Go back to that place, ask to speak to that dude again, look him dead in the eye and then.... pop him in the snot box. Tell him T-Fade sent you. Link to comment Share on other sites More sharing options... 33 759
Robert8252 Posted March 19, 2012 Report Share Posted March 19, 2012 Not a chance. I have decent credit. Decent job too. A little over a year ago I tried to get a personal loan to consolidate my credit cards and they only wanted to give me 1,000. If you get one it will have a very very high interest rate of 30% plus. Quote 2013 F150 Crew Cab Old Build Log Feedback 2013 F150 Equipment - Some Awesome Stereo Sound Making Stuff Link to comment Share on other sites More sharing options... 291 7.6k 1
blkgp_03 Posted March 19, 2012 Report Share Posted March 19, 2012 Im 21 now.When I was 19 I had got my first loan for 3900 with no credit and just a job and the interest rate was only 3.9% Quote Clip city bitch, clip clip city bitch. 10's, 12's, 15's, goin up in flames bitch. TaylorFade, on 02 Jul 2013 - 9:38 PM, said: Go back to that place, ask to speak to that dude again, look him dead in the eye and then.... pop him in the snot box. Tell him T-Fade sent you. Link to comment Share on other sites More sharing options... 33 759
C-Fizzy Posted March 19, 2012 Author Report Share Posted March 19, 2012 Worked there 8 months. Co signer won't be an issue. My grandparents have perfect credit. Would that help me out? Quote under construction I hate People with crappy primered cars rolling on hubcaps that are louder then me. u hate c-fizzy? Link to comment Share on other sites More sharing options... 1.3k 7.1k 16
siccostyle Posted March 19, 2012 Report Share Posted March 19, 2012 (edited) No credit. Think I'm gonna get one of those home depot credit cards and start it that way. Yeah that is a good way to build your credit. You can even get a credit card with and use it to pay for everyday things and just make the monthly bills on time. Just make sure you stay on top of it and your credit score will go up quick. Its easy to get a CC just make sure you look around and get the best interest rates that you can. Those will also go down as your credit goes up. co-signers will help you out a bunch and its the same as a CC as far as helping you improve your credit score as long as you make the payments on time. I Edited March 19, 2012 by siccostyle Quote 01 2dr ExploderBuild log2 18" DC Level 6's (M3's)DC 10k5 XS d3100's, DC 390 alt100' shok ofc cable Team ShokTEAM SUB SONIC ADDICTION Link to comment Share on other sites More sharing options... 46 2k 1
ehckz Posted March 19, 2012 Report Share Posted March 19, 2012 Get a student loan. Quote Build In Progress for Slamology 2013 3 m1xl 18s walled in a gti 1 5k 4 batts audio technix 1/0 8 cheap r/f 6.5s mb quart 4.60 Link to comment Share on other sites More sharing options... 32 152
Quiet Posted March 19, 2012 Report Share Posted March 19, 2012 (edited) A bank will want collateral. You're probably pretty well off to get a HD or Lowes card, and they'll probably start you off at $300. If the bank will hold on your car, you might try that, but stay the fuck away from Title Loan places. and if you do get a credit card, pay that bill the day it's due every month. Don't fuck that up and before you know it you'll have banks throwing money at you. I fucked up my credit when I was 19 (goddamn i'm an old fart now) because I let a month go by a couple times. Shit builds up fast and then you got a mountain of debt and no one else will give you credit. Good luck, bro. EDIT: If you got 700+ fico's ready to go in half on a loan, butter. Edited March 19, 2012 by srp365 Quote 2007 Pacifica Rebuild. Less quiet. Still not loud. Link to comment Share on other sites More sharing options... 9.3k 6.8k 8
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