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If you get in a reck/pulled over in someone elses car...


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Whos insurance goes up? The Driver? or the person who owns the car?

It didnt happen to me but i got in an argument with my teammate...

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The person who owns the cars for a wreck.

Pulled over and given a ticket would be on your insurance.

Edited by Hotdog
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maybe depends on the insurance. but here's a thought, when i got my first wreck, i wasnt on my father's insurance. i had a license, but wasnt in the insurance. after talking to the family car insurance guy (farmers insurance group), he told my mother that i got to be in the insurance, if not, when i get in another wreck, i will not be covered. but when i got the be in the insurance policy, guess what?? premium went up a little bit since the accident.

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im pretty sure the op wont even notice if it gets even smaller.

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Damn, i thought it was all on the driver for a wreck or ticket. butttt at least i was half right

Currently:

2015 Evo X WW

Forgestar F14 18s --Rally Armour Mudflaps

ETS 3.5" FMIC, CAI, Open Dump DownPipe, Test Pipe, Ultimate Racing Catback, BLEVINS TUNE, Fortune Auto 500 Coilovers

Build:

Crescendo Mezzos x2

Crescendo 800.4, 1500.1

Loaded Fi Q12

Second Skin Pro

XS D5100

RF 360.2

Sky High Audio Wiring

Need: ALTERNATOR!

PREVIOUS

1999 Grand Prix GTX

3.8L S/C-few modsWheels: Ruff Racing 280 19x8.5 Sub: Fully Loaded

12" Fi BTL Amps: Autotek MM3000.1d Sundown SAX-100.4HU/Tweets/mids:

Alpine D310 + H701, TBI HDSS tweets, Mpyr audio 65m x4extra sheit:

knukonceptz 0, 4, rcas, speaker wire EA 200amp alt HC 2400

TEAM DEADLY HERTZ!!

Financial Consultant- Charles Schwab

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Damn, i thought it was all on the driver for a wreck or ticket. butttt at least i was half right

Nah insurance companies only look at what it will cost them, if someone else besides named driver is driving the car and crashes it the insurance company will only think that the person who owns the car, isnt worried about letting other people drive it so to them the risk goes up and they bump up premiums.

Edit: should have said it depends on the policy, you can get ones where aslong as the person has a full licence and have your permission they are covered in your car.

Edited by Emmet

i shook this one kids hand and it just folded in mine. long story short i fucked his girlfriendso.. yeah..

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This is interesting, because my insurance agent (from Progressive) said I was liable for whatever happens when I am driving, regardless who's car it is. But I did talk to him back when I first got insurance and told him that I drive other peoples' cars often because of the custom work I do. So maybe he changed something for my policy. I know that when I got my DUI, I was driving my buddy's car and all of it went on my insurance.

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When I was in college i borrowed a buddies truck to run to the parts store to get some parts for my car. Well he had a company car so he NEVER used his personal truck. It had expired registration and no insurance on the truck. On the way home I got pulled over for the registration, then they found out about the truck not having insurance. I had insurance but he did not. I ended up getting a ticket and having my license suspended for 9 months because his truck did not have insurance. Its strange how shit works.

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