finkster Posted July 8, 2009 Report Share Posted July 8, 2009 (edited) im trying to build credit because i know ill need loans in the future just like everybody else. Im really daft when it comes to this subject. does your credit build every time u use your card and then pay it back on time? Like couldnt I use it to pay for something i usually do every month to build my score up? im confused...help EDIT: also, might i note that im only 18, my score is probably non existent to be honest LoL Edited July 8, 2009 by finkster Quote DAT 4125------>RE XXX comps active Eclipse cd7000 I serve drunks for a living Link to comment Share on other sites More sharing options...
redbaron80 Posted July 8, 2009 Report Share Posted July 8, 2009 this will help. http://articles.moneycentral.msn.com/Colle...reditScore.aspx Quote Official Scores at the Dash. and YES. My Bass Boxing is louder than Burp! - 155.5 DB Drag Burp- 155.6 - IASCA Bass Boxing on music (30 seconds straight) sealed up Builds 1. The Acura Integra build = http://www.stevemead...s/page__st__6802. BLK SIN Build = http://www.stevemead...w-pics-10-6-07/ Link to comment Share on other sites More sharing options...
banginAltima Posted July 8, 2009 Report Share Posted July 8, 2009 (edited) Thats how I started. Got a Sears card which was only good at Sears at the time. Bought tools and paid the card off. Ended up getting another credit card and would do the same. My credit really took off when I bought my first truck with a co-signer of course. Now the last time I check I have a 770 beacon score. Biggest thing is to pay your bills on time. Edited July 8, 2009 by banginAltima Quote If you build it, db's will come... NSPL World Record Holder Trunk 0-1800 watts---147.9 with 1722 clamped watts @ 40Hz(9-20-09). Competition Only Record Holder Trunk 0-500 watts---148.1 2006 Nissan Altima 3.5 SE Currently Rebuilding.... My 150db Plus Trunk Build I do box designs. [benH] 6:24 pm: clipping doesn't really hurt subs [benH] 6:24 pm: being an idiot is what blows subs Link to comment Share on other sites More sharing options...
Torres Posted July 8, 2009 Report Share Posted July 8, 2009 i started off with a jewelry store card. my friends uncle worked there, so i got a discount on top of that got some jewerly here n there. then got a best buy card. then a tire discounters for some tires for my old 20's. i dont use those 3 anymore. now i have 2 general credit cards that i pay on, and had a car payment. my score is in the low to mid 700's as well now. it does take a while tho Quote Link to comment Share on other sites More sharing options...
pervitizm Posted July 8, 2009 Report Share Posted July 8, 2009 That's what you need to do. Use the card often, not a lot, maybe once or twice a month on something. And then pay it off on time. Even if you have to pay something off in installments, just make sure you pay more than the minimun payment each time and that its on time. In case your late with a payment. You usually get around 15 to 30 days after a payment is late before it hits your credit history. Once it hits that it will take years for it to come off. Let's just say I had to learn this credit thing the Hard, hard way. Quote 2007 Chevy Suburban LT1 Pioneer AVH 5700 DVD Diamond Audio D3 6 1/2 components Kicker 06ZX650.4 amp Kicker 06ZX2500.1 (x 2) DC Sound Lab Level 4 18's with Level 5 coils Autotek Mean Machine 400.1D (replaced) Soon to come: rims body kit flow master pipes Confuscious say "he who say it can't be done shouldn't be bothering man busy doing it" Now feel free to go crawl back under that rock and leave this to the professionals.... Link to comment Share on other sites More sharing options...
qu1cks1lver56 Posted July 8, 2009 Report Share Posted July 8, 2009 i was always told go take like a <$1000 loan from your bank, start small, and pay it off, after that go a little bigger and pay it off and never take too big of one where you cant pay it off. Quote First Gen Xterra: Always changing DNX 690HD RF 360.3RF T3002RF T4004RF T10001bdSilver Flute 6.5"s Tang Band 1" TweetersSundown X18 in 7cubes net tuned to 32hz Trust me .25 Blows your Load. Link to comment Share on other sites More sharing options...
Bumpindemlowzz Posted July 8, 2009 Report Share Posted July 8, 2009 Don't become a victim of identity theft. Been there done that. They took out a loan and two credit cards and maxed them out. The loan was dealt with and one card within a month. Be very careful with your personal information expecally online. Quote 2010 Silverado 18" DC XL 18 DC 2k XS Power Batts Link to comment Share on other sites More sharing options...
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