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I sent him as message last nite asking to refund my 355.00 dollars because I was not happy with the way the deal was being handled

Just keep the "record" going here. Its his choice to not defend himself here. The MODs can get all they need to know, and more..

Under 100 bux? Prove it

If im not mistaken a dispute is non formal, gives a record of it, but gives you a chance to just settle it between you and seller. A claim is when paypal takes over.