I diddnt read tge previous posts, but these ones are SUPER important if they haven't already been mentioned.
A huge help is get one that is connected to the bank that you do most of your banking with.
Store cards are TERRIBLE, do NOT get one from gander mtn, best buy, etc.
The BEST reason of getting one through your bank, is if you use online banking, which you should, it makes it SUPER EASY to make payments because you don't have to take the time of writing a check and mailing it, etc.