@Tripleb451 Posted August 31, 2014 Report Share Posted August 31, 2014 Ok I, like others on here, have literally spent THOUSANDS of dollars on my car audio set up. I have car insurance through Progressive. I was wondering if it is possible to insure my full system and rims on my car insurance? I am pretty sure that if I do it will skyrocket my payment. Any advice? Refs 15 so far skittlesRgood-SMD.com- sold a game to Derrick824- SMD.com - ya boy got some decals Tkitt21-SMD.com -traded for 2 BTL's Hellbound Train-SMD.com -sold games to NightDrifter05-CA.com- sold game to ace_800-CA.com- Sold game to vfrrider-CA.com- Sold Game to luises14-CAC.org- Bought 2 BTL's from BlackWaterOp-CAC.org- Sold game to EricSteagall- SSA.com- Sold Hifonics 2610 to Link to comment Share on other sites More sharing options...
Call Me Dubstep Posted August 31, 2014 Report Share Posted August 31, 2014 My insurance, atleast the insurance we had, they moved to only commercial insurance, they offer as a base coverage of $1000 dollars for car stereo. Not sure about the new insurance my father has. Not sure about the rims either. 2000 Ford Focus ZX3 Mods: Raceland Coilovers Borla Exhaust Aftermarket Header System: Sony CDX-GT66UPW Pioneer 6x8's System Upgrades : Pioneer MVH-X560BT 2 sets of Rockford Fosgate P1683's Fi Audio Q 18" D2 ( Currently Own) DD M1C ( Currently Own) All SHCA Wires and stuff... XS Power 4800 ( Stock Replacement) High Ouput alternator (undecided which company or Amperage.) Link to comment Share on other sites More sharing options...
reedal Posted August 31, 2014 Report Share Posted August 31, 2014 Most companies should, for an increase in your monthly rate i'm sure. Just call and find out. And whatever isnt covered by the auto insurance, you can try and see if renter's insurance will cover it. SMD Tool Map https://www.stevemeadedesigns.com/board/topic/193176-smd-tool-map-new-november-2014/ Build log https://www.stevemeadedesigns.com/board/topic/197217-reeds-03-tahoe-hat-sqaq-singer-xs-shca-cockbox-80prs/?page=32 Link to comment Share on other sites More sharing options...
Smoove Posted August 31, 2014 Report Share Posted August 31, 2014 $3500 of stereo coverage costs me like $15 a month with Country companies. 2 Team Fi 15's v1 2 DD M5's 970amps of Alt 6th order blowthroughThe truck Blowthrough build : http://www.stevemeadedesigns.com/board/topic/155555-smooves-1996-chevy-ext-cab-c1500-slow-build/The 350z build : http://www.stevemeadedesigns.com/board/topic/170694-smooves-2003-nissan-350z/ My FB page https://www.facebook.com/pages/Smooves-Car-Audio-and-performance/719746144805343 Team Fi Audio http://www.ficaraudio.com/ Link to comment Share on other sites More sharing options...
OrionStang Posted August 31, 2014 Report Share Posted August 31, 2014 My personal property insurance covers my audio and other custom parts on my car. I get a combined rate for auto, renters, and personal property. Doesn't raise the rate that much, and definitely worth the piece of mind. Just be sure to make a video or photo log of all items. SMD Super Seller My Feedback Thread Link to comment Share on other sites More sharing options...
alaskanzx5 Posted August 31, 2014 Report Share Posted August 31, 2014 All reputable insurance I know will cover everything from stock to nodded out as long as its street legal. With stereos some require it to be securely mounted to the car to lower the chance of damage to it or you by it being able to move freely. Just call your insurance and talk with them. They should be able to give you a quote on the increase. Could always just get the high dollar items like subs, amps and speakers, batteries if you have them. Lets face it the wire if fused correctly should be fine, sound deadener isn't reusable exactly, and the deck if fused should be fine. For the wheels insure them. The your covered if stolen or damaged. t1500bdcp 2 t2d4 15" 1 t600.4 1 t400.2 1 set p1 tweets singer alt, tons of wiring, smd vm-1, 80prs, back seat delete, still in the works, aiming for a 145-147 with the ability to play 25hz up to 50hz. Link to comment Share on other sites More sharing options...
Broke_Audio_Addict Posted August 31, 2014 Report Share Posted August 31, 2014 I pay $5 a month for $2000 in accessory coverage through esurance. That being said a lot of people's definition of "music" is a clipped 30 hz sine wave with some 80 IQ knuckle head grunting about committing crimes and his genitals. Link to comment Share on other sites More sharing options...
Blockburner Posted August 31, 2014 Report Share Posted August 31, 2014 I am with Geico and my truck is fully covered for every penny put in Team Deadly Hertz Ampere Audio/SHCA/Singer/ XS POWER Link to comment Share on other sites More sharing options...
CleanSierra Posted August 31, 2014 Report Share Posted August 31, 2014 I added $10,000 worth of additional insurance for my wheels, hood, custom paint and stereo through Geico. I spend an extra $9 per month. Well worth it if you ask me. My truck has been broken into twice, AZ sucks. Im not the one you want to try to troll. Just a fyi for you. Link to comment Share on other sites More sharing options...
Aj11 Posted August 31, 2014 Report Share Posted August 31, 2014 theft for me is $11 a month.and all i need to do isshow proof of what was taken and the amount jvc deck stinger 1800 front hc 2000 kinetic rear 2 runs of 1/0g big 3/4 ct 60.4 2 ct 1400.1 ct EXO 15 d1 lots of deadner type r comps front stage 6 kicker tweets rear stage lots of great stuff coming soon ho alt more bats ct comps for front stage more deadner sweet amp rack lots of L.E.D lights new deck (thinking 80 prs, or flip out) Link to comment Share on other sites More sharing options...
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