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You won't make 800 without buying a house.

THERE IS NO BUILD LOG!

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Sad to hear... 800 is a solid dream to work for though. I'd be happy with over a 700 at 21. Not many 21 year olds come even close to that...

On 1/4/2013 at 9:31 PM, HatersGonnaHate said:

Wow. 184 posts and I think you're a fucking asshole.

 

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Just make your truck payments for now then.

you aren't getting that 800 in two years and even if you somehow did all credit scores aren't created equal.

They also take into account the age of your credit so someone that's held a high score for say 10 years is looked at as much better than someone who has had it for a year.

you could even actually fair better with a lower score if you've maintained it longer.

That being said a lot of people's definition of "music" is a clipped 30 hz sine wave with some 80 IQ knuckle head grunting about committing crimes and his genitals.

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Sad to hear... 800 is a solid dream to work for though. I'd be happy with over a 700 at 21. Not many 21 year olds come even close to that...

I had a 720 at 22 then shit hit the fan financially and bye bye credit score.

Don't bury yourself just work at it slow and steady.

That being said a lot of people's definition of "music" is a clipped 30 hz sine wave with some 80 IQ knuckle head grunting about committing crimes and his genitals.

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700's pretty easy to do, credit cards alone can bring you up around 750 but then you hit a plateau until you get an installment loan or other diverse trade lines

I hate long signatures....

...what the fuck is wrong wiht you you fucking fuckity fuck fuck head...

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Sad to hear... 800 is a solid dream to work for though. I'd be happy with over a 700 at 21. Not many 21 year olds come even close to that...

I brought mine up from a 498 to a current 707 in almost a year now, just from making all payments on time and paying an auto and personal loan off and getting my cards down. I'll be 22 in April. It's possible. My score was fucked for over a year before I got caught up.

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I was well into the 700's before I had all these medical bills bury me because my work wouldn't provide insurance and I couldn't afford it privately... So my score is jacked but hoping to start over after my Bankruptcy shit goes through

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I had like 0 credit score until I was almost 20 and started financing my four wheeler. Hopefully it will bring it up some.

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